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Parents Bankrupt Help

Basically I’m 13 and my parents are both doctors. But one makes 100 000 a year BEFORE taxes, and one makes 100 000 but has depression and is taking time off, and 100 000 isn’t enough for us to live on right now. I’m going to have to quit basketball, soccer, badminton, piano, ukulele, and mandolin, and I don’t know how to say that it really hurts me to see them fight. I can’t have fun because I’m always thinking about the looming debt, and now they are threatening to stop paying my dad (with depression)’s life insurance and disability insurance. I’m so scared right now and I’m only 13 and 2 months

Replies
  • Posted by suziesus

    Family is ALWAYS more important than money, money is paper but family is love…maybe you can remind them of that in some way?

  • Posted by Tcaputoo

    People will be there for you! its ok.

  • Posted by LoveyDovey

    I’m so sorry that you have to go through this girl! This is alot of pressure to put on anyones shoulder’s let alone a teenager. As far as hobbies go there are plenty of hobbies that one can take up that don’t cost money. Keep playing your instruments ( if you own them that is). Have you told your parent’s that you can hear them fighting? When they start to fight again maybe try practicing one of your instruments or listen to music with headphones. My mom lost our house recently and I can tell you I can relate to your situation in being forced to grow up in a sense. This too shall pass, wether they like it or not you are the child and they are responsible for taking care of you.  when they are both calm, sit them down and just tell them….I can hear everything you say when your fighting and this unhealthy enviornment ia really effecting me. You guys are a family- some people say we hurt the ones closest to us and that may be true but it isnt anything that you can’t get through together! I wish you the best of luck- it is extremely important for you to find hobbies free or otherwise that make you happy!

  • Posted by librazebra

    #RemovedByUser# Try not to stress too much… $100,00 a year is still alot of money and im sure your family will pull through fine. I know its hard when you feel powerless to help, especially with money worries and such but realistically having to cut back on some extra curricula activities is not that big a deal its not like your fascing eviction because you cant pay your rent. Not trying to say it doesnt suck but im just saying it could be alot worse.

  • Posted by librazebra

    Im sorry to hear youve been going through some tough stuff. Try not to stress too much tho… $100,000 a year is quite ALOT of money and if your parents have been doctors/earning a high income for a long time im sure your family will pull through fine. I know its hard when you feel powerless to help, especially with money worries and such but realistically having to cut back on some extra curricula activities is not that big a deal its not like your fascing eviction because your parents cant pay rent. I’m not trying to say its not hard and upsetting but im just saying it could be alot worse.

  • Posted by bananagirl

    firstly, you’re gonna be fine. i can sort of relate?? like my parents moved from korea to nz 17 years ago. my dad had an office job so did my mum. when they moved to nz there weren’t as many high-level job opportunities as they couldn’t speak english very well. so for the next 17 years my dad has been a cleaner, construction worker, house painter and a lotof other stuff. This just breaks my heart because my dad works so hard and he;s so worn down. my mum took an university course when she first arrived and i think she got a diploma. not exactly sure but she couldn’t get a job because she had my brother, me and my other brother. so for almost 16 years she didn’t have a job. until now she does have a job but she works the night shifts so she’s constantly tired and when i get back home from after school she’s always sleeping. I think my dad wants to go back to korea and live there forever but my whole life is here. I’ve been here since birth and i have all my friend here. A nd i can’t even speak korean fluently. but anyways, you’ll be okay. it might be rough for a while but god always has a plan for you <3

  • Posted by Leanna Jayne

    I’m just here to say that I am in the same boat. I’m 15 and my parents don’t have a lot of money right now. I always hear my mum on the phone with companies trying to make things a bit cheaper. And she’s put us on a budget for groceries and things. And not only that but I found out the other day that my dad is depressed as well. So I completely understand. It’s stressful to be i this situation. But I’m just trying to not worry about it too much. Our parents know what they are doing. And they’ll find a way through it all. Trust me, it’ll be okay xxx

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